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Showing posts with the label Banks in India

Intelligent people with OCD are miserable

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Intelligent people with OCD ( O bsessive- C ompulsive  D isorder ) lead a very strange life. If you think you are highly intelligent and have symptoms of OCD it will be a huge handicap throughout the entire course of life. If you don’t have such things but see someone with such symptoms, don’t ignore them. It may sound a bit counterintuitive, but be assured that the experience would be the best. No matter how intelligent the person is, they are still a human being and not a machine! It’s a well-known fact that nobody is perfect. We’re all good at certain things and not so great at others. The smartest kid of the class might not be academically stronger, and I am challenging the case vice versa. I have seen many such cases in my life, why not least, I am seeing myself every day in the mirror and selfies. And, that’s a natural way of balancing the equation. Research indicates that  OCD  sufferers often exhibit high creativity and imagination and above-average  ...

Job Recommendation - Risky Business of Reputation

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In our life, we would have crossed the situation where we would have sought a Job Recommendation or Referred someone for some job either in our same office or through our Network. Earlier, it was awesome stuff and we would have carried a Pride of being an ambassador of our organisation or company. Alike everyone I too was in the same bowl of floating cotton until recently. Mostly I use to refuse to Recommend or Refer anyone, which might be because I mostly hate being quickly desi or Indian. I firmly believe that if someone is deserving or needy the person associated will identify and push them up for that position. Though it might be hurting many in the recommendation scheme, the backstabbing moments will collapse the entire structure, recent expensive learning thought me this. From India, I had someone who assumed could be a potential candidate for a Finance segment position. I was serving the financial institution as a consultant and thought this candidate from India would be a d...

Appointments Etiquette - Being Adult

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With almost a month of long haul, I am glad to write again. Being a responsible adult is always an important task, and one of the most important ingredients of it is the “Appointments”. There is an etiquette for making and keeping very critical appointments, and most of us miss it. Valuing Time:  The value of time becomes more precious as we get busier in life, so when you schedule an appointment with anyone, you need to see it as a valuable commodity. Never intentionally waste that time or treat it without the respect it deserves. If you schedule an appointment, proper etiquette dictates that you keep it. Scheduling:  Before giving someone an appointment, it is worth enough to check the calendar/wife/husband/secretary or whoever will be a timekeeper for you. One of the rudest things is not turning up or honouring our words. Busy Moments:  We are all busy. Anyone who is not retired or unbelievably rich is busy, and even a lot of retired and remarkably rich people ...

Expectational Trust - Factor of Life

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In our life, we always have expectations and trust in someone or some situations. When it combines together, it gives the blend of Expectational Trust. It differs from person to person and situation to situation how we are attached with the person or situation. When someone breaches this expectational trust, it should be learnt that they are trying to emotionally hack. Technologically, they want us to lower our values and get it happened. I recently remember speaking about this at my book release ceremony which happened at Kuala Lumpur, Malaysia when someone asked about my personal loss because of the smartphone.   There are lots of live examples when we go for a restaurant with a friend and if he knows that you missed your wallet, he should pay for it immediately. Should not wait until we ask out for the bill payment. And there are some more worst people to whom even after asking out, they will refuse to pay showing off. They expect us to beg to pay or make some...

Conversation with future Spouse – Part 4/28 – Pets

Asking your spouse about the Pet Preference could be one of the eye-openers for an individual trying to converse. Yes, some are bit fearful, some hate them, some love them and even some try to get legal status for their pets in their family. Are you an animal lover? Do you believe a person should give up his or her pet if it interferes with the relationship? Do you consider pets members of your family? Do you have a dog, cat, or other beloved pet? Have disagreements about pets ever been a factor for you in the breakup of a relationship? Have you ever been jealous of a partner's relationship with a pet? Have you ever been physically aggressive with an animal? Have you deliberately hurt an animal? Is your attitude "Love me, love my dog" [cat; potbellied pig]? Is there any specific pet animal which you prefer to stay away? Coming soon part 5, keep watching!

People Expect Big Always

The people in the world including me expect everything to happen in a BIGGER manner and beyond the expectations. Yet still, even after achieving it we aren’t happy. This is a clear defined psychological disorder in my perspective. In India, initially there was a guy who was drawing USD 100 a month; he expected to add a “0” at the last of the salary figure. He worked too hard and added as he wished. Now, he was drawing USD 1000 a month; he wanted to double his salary value. Yes, he achieved in doing it. Now comes the tax issue, so he started all the tax saving process. To have his sustainable income, he wanted to earn some more, this continued until he reached the monthly salary USD 7500 at different actions. And his will came live, he got a good position into the society and unable to move with the society for his personal pleasures. Though he had a big bank balance, he wasn’t able to eat peacefully as he had a huge stress issues. What was the final outcome of earning such? I have even...

Andreas Guenter Lubitz - The Slider of GermanWings

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The co-pilot responsible for the Germanwings plane crash was today named as Andreas Guenter Lubitz. The 28-year-old was from Montabaur, a town in the district seat of the Westerwaldkreis in Rhineland-Palatinate, Germany, according to a local flight club. Acquaintances said he was in his late 20s and showed no signs of depression when they saw him last autumn. His Facebook page lists his interests, including German electronica band Schiller, French superstar DJ David Guetta, his local Burger King, 10-pin bowling, aviation humor and a technical website about the A320 model of aircraft he flew into a mountainside. Today, at the house believed to be his parents', the curtains were drawn and four police cars were parked outside. "He was happy he had the job with Germanwings and he was doing well," said a member of a glider club, Peter Ruecker, who watched him learn to fly. "He gave off a good feeling." Ruecker said Lubitz had a girlfriend but did not have many more d...

Don't Beg for Appraisal - Corporate Ethics

I have saw many IT Pro and others working in Large Corporate, specifically Information Technology fighting with their Managers / Head / HR for appraisal, on-site and others. Yes, that is good to know that you have a good fighting ability. You cannot expect Ruthlessness, callousness and arrogance at any point of time from your superiors. Writing something in Facebook Confessions page, Unanimous Blogs and others is no where going to hinder his development. Instead just think a back-scene, how badly it says the family background of yours. The corporate managers are normally learnt professionals at-least a step ahead than you. They know what to be done and what not to be done. Fighting with them, reporting to the step senior authorities, intervening into his personal affairs, vandalizing him/her doesn't seems to be the activity a professional can do. If a company is not all considering your credibility within the organization, it is better to resign instead of disturbing the entire sys...

Indian Budget 2015 - 16

Budget 2015 Highlights Today (28th February, 2015) Finance Minister Arun Jaitley presented Union Budget, the highlights are: Taxation: ● Abolition of Wealth Tax. ● Additional 2% surcharge for the super rich with income of over Rs. 1 crore. ● Rate of corporate tax to be reduced to 25% over next four years. ●Total exemption of up to Rs. 4,44,200 can be achieved. ●100% exemption for contribution to Swachch Bharat, apart from CSR. ●Service tax increased to 14 per cent. Agriculture: ● Rs. 25,000 crore for Rural Infrastructure Development Bank. ● Rs. 5,300 crore to support Micro Irrigation Programme. ● Farmers credit - target of 8.5 lakh crore. Infrastructure: ● Rs. 70,000 crores to Infrastructure sector. ● Tax-free bonds for projects in rail road and irrigation ● PPP model for infrastructure development to be revitalised & govt. to bear majority of the risk. ● Rs. 150 crore allocated for Research & Development ● NITI to be established and involvement of entrepreneurs, researchers to...

Chennai City Traffic Cop won me by Getting INR 10 as bribe

On last Saturday, I was quite busy with some official work at Chennai and suddenly got the email from ICICI Bank offering me some coupon to watch movie in Chennai. So immediately went online and booked a movie at Phoenix Market City. Since I was at Madhya Kailash, took a left crossing Raj Bhavan to reach Phoenix mall. While coming around Velacherry bye pass road, I was bit confused and tried to peep out of the car to see if there is any NO U TURN sign. To my view there was nothing such. Addingly I saw many two wheelers and T - Board vehicles are making a U turn. So with the guts, I made a U Turn as usual. In approx 150 meters, there was a SI and PC who blocked my car. That SI came near to me and asked for Driving License and Insurance Papers. He got them and went away. After few minutes he came near to me and demanded Rs. 300. I asked why, he said it is a NO U TURN and was showing me a board which was around 200 meters from the signal. I refused saying that he was key instrumental in m...

MOPSOTHCRDRCARD - Credit Card #India #MHA #Passport

MOPSOTHCRDRCARD - Did you see this in your Credit Card or Debit Card or Net Banking statement? Puzzled about it? It is nothing else the either your Passport or VISA Charge for India. Also apart from this, this is also used by the Tourism Department of Government of India.

Indeterminable Reserve Bank of India (RBI) - Part 1 of 2

The Reserve Bank of India (RBI) is India's Central Banking Institution, which controls the Monetary Policy of the Indian Rupee and other banks operating within India. Sometimes, RBI is well known for its stupidest decisions. Last December (2013), under the heading of the new Governor, there was a decision for increase in security by inputting the PIN at POS for transactions. Upto me this is one of the wrong decision take by RBI. A latest statistics quotes that the Debit / Credit Card are owned by 67% of the Upper Middle Class and High Class people across India. Of this the most of them are of high class. Just imagine for each and every transaction would the CEO go down to the cash counter to input the PIN? Or will he get down from the car while fueling up? No for both the cases, he needs to share his/her PIN to sub-ordinates or to the person who serves him. This is a very serious threat. Same way, I was in an average hotel a week ago. I happened to counter one of the balance 33% of...