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Showing posts with the label money

Birthday Celebrations - Being Adult

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Celebrating one's birthday is a unique event that's meant to be shared with loved ones. Birthdays are just like seasons, most of them welcome with open arms, and others may take a little warming up to. But to mark a milestone, we should be doing something with favourite people in one room to reminisce about the past year and coming year. A typical birthday party for an adult consists of family and friends and usually involves a cake, birthday card, dinner, games, music and much more. To be more specific in India, we expect Mid-Night calls, Surprises, Fun, Wine and many such things from our most loved and favourite peoples. This cannot be limited but endures the partnership and how strong the bonding is existing between people. A call, email, text, or a personal visit to greet them on this special day is almost required as an annual maintenance task of every individual in all the certainties of Family Bonding, Romantic Bonding and Platonic Bonding. Diplomacy Linked with ...

Appointments Etiquette - Being Adult

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With almost a month of long haul, I am glad to write again. Being a responsible adult is always an important task, and one of the most important ingredients of it is the “Appointments”. There is an etiquette for making and keeping very critical appointments, and most of us miss it. Valuing Time:  The value of time becomes more precious as we get busier in life, so when you schedule an appointment with anyone, you need to see it as a valuable commodity. Never intentionally waste that time or treat it without the respect it deserves. If you schedule an appointment, proper etiquette dictates that you keep it. Scheduling:  Before giving someone an appointment, it is worth enough to check the calendar/wife/husband/secretary or whoever will be a timekeeper for you. One of the rudest things is not turning up or honouring our words. Busy Moments:  We are all busy. Anyone who is not retired or unbelievably rich is busy, and even a lot of retired and remarkably rich people ...

Women - A most respected Creature - Thoughts for Men

  "Sex is sweet but there is poison in between the legs"  Most downfalls of men are caused by MULTIPLE girlfriends. Sex is a spiritual encounter I st and to be corrected, not every girl has a good spirit, some are a demon, some has poison in between their legs. Some are killers and destiny destroyers, be careful. Worst is a man who can't control his sexual urge. A man who can control his sexual urge is a man who can live for many years on earth. 1. Having many girlfriends does not make you a man. It only makes you a womanizer, a cheat, sinner and a boy. 2. A real man has only one woman(wife) in his life. 3. For the fact that you are good in bed does not make you a man. A real man is a man who does not run away from his responsibility but faces it squarely. 4. You don't need to sag your trousers and walk around the street before girls will love you. Infact it is only small boys those sag trousers and it is premature little girls that fall in love with men who sag trous...

Average Indian Life

Indians Life are very interesting. Starting from pushing to choose friends to writing will, nothing happens on their own. Here is a compilation which says about the Average Indian Life. Just born, receives a slap on the butt. Injections and vaccinations. Rubs shit on the body, stinks. Sleeps between parents, ruins their sex life. Thrown into pre-nursery school at the age of 2 years. School interviews, admission. Has to carry the load of a bag like a donkey. Exams, insults, exams, suspension, exam, PTM, tuitions, sports, exams, report cards, exams, warnings, exams, finds true love of life. Schooling over, lover finds someone else in new college. College life, fun, friendships, fests, movies, night outs. No placement, depression, insults, family pressure. Placed finally in an average company with an average profile. Takes parents on a pilgrimage. Purchases Hero Honda Passion, aims for Royal Enfield. Makes a girlfriend at the office. Transporta...

3 Years of Policy Making & Strategy Execution Expertise comes to an end

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It has been more than 60 days from my last post, I was thinking to write about various things, but the transition from one position to another is always the complicated one as everyone is aware of. And that too imagine an execution level people transitioning in the Governmental or Non-Governmental is really such painful and a time-consuming one. And the title of the post almost quotes the end point of my cycle at the high-level office. It doesn't mean that I am empty headed now, instead, the platform where I was shining now changes to an another platform. Yes, I am now successfully a free bird, without spy (hope so...) and can move independently after almost 3 years. Do never visualise about being into the Prisons which is being provided by Government; instead was serving the Government. This 3 year is the best period of my life, I could say in a nutshell. The high-level contacts which range to many Solons, Great Reseach Scientists and Professors across the world. But I have to lit...

Conversation with future Spouse – Part 2/28 – Friends Network

Here comes my Part 2 of the art of conversation with your future spouse. Some questions which would be highly interesting for them to answer are here as follows regarding to their friends and their network. Are your friendships as important to you as your life partner is? Do you have a best friend(s)? Do you have a difficult time setting limits with friends? Do you see a close friend or friends at least once a week? Do you speak to any of your friends on the phone every day? Has a partner ever been responsible for breaking up a friendship? Have friends ever been a factor for you in the breakup of a relationship? If your friends need you, are you there for them? Is it important that you and your partner have friends in common? Is it important to you for your partner to accept and like your friends? Keep watching for Part 3!

Conversation with future Spouse - Part 1/28 - Work Life

The Art of Conversation with your upcoming spouse is one of the most highly regarded topics. Sometimes people like me are frightened to speak out to the upcoming partner. As well as you shouldn't bore them too, here I thought of throwing the questions which one can use to find the opportunity to develop the conversation. WORK LIFE Are you working in your chosen field? Do you consider your work a career or just a job? Has your work ever been a factor in the breakup of a relationship? Have you ever been called a workaholic? Have you ever been fired? Have you ever quit a job suddenly? Have you changed jobs a lot? How many hours a week do you work? What does your job entail? (For example, do you often travel for business, work at home, performs dangerous tasks?) What is your dream job? What is your retirement plan? What do you plan to do when you stop working?

Seasoning MBA Application @ US - Part 1 - Basics

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Oh! Yes, this segment is completely a new topic when comparing all my previous posts. Planned to complete in 4 Parts. Will see. :-) The following are the 4 parts: Seasoning MBA Applications - Part 1 - Basics Seasoning MBA Applications - Part 2 - What they need? Seasoning MBA Applications - Part 3 - How they evaluate? Seasoning MBA Applications - Part 4 - Employability and Finance Post MBA There is a strong reason for composing this post now. Yes, few might have been aware about of the reason whilst most of them wouldn't know the reason. It is the real time to confess on this stuff. I would like to pursue my full-time Master in Business Administration in a reputed institute. Reiterating, FULL-TIME . The goal was little bit budding within me since 2013 when there was a spoof content in some website defaming me. Left it uncared due to the vigorous other works including various Governmental and Inter-Governmental tasks. Added a fame to my thought, I discussed with...

Indian Budget 2015 - 16

Budget 2015 Highlights Today (28th February, 2015) Finance Minister Arun Jaitley presented Union Budget, the highlights are: Taxation: ● Abolition of Wealth Tax. ● Additional 2% surcharge for the super rich with income of over Rs. 1 crore. ● Rate of corporate tax to be reduced to 25% over next four years. ●Total exemption of up to Rs. 4,44,200 can be achieved. ●100% exemption for contribution to Swachch Bharat, apart from CSR. ●Service tax increased to 14 per cent. Agriculture: ● Rs. 25,000 crore for Rural Infrastructure Development Bank. ● Rs. 5,300 crore to support Micro Irrigation Programme. ● Farmers credit - target of 8.5 lakh crore. Infrastructure: ● Rs. 70,000 crores to Infrastructure sector. ● Tax-free bonds for projects in rail road and irrigation ● PPP model for infrastructure development to be revitalised & govt. to bear majority of the risk. ● Rs. 150 crore allocated for Research & Development ● NITI to be established and involvement of entrepreneurs, researchers to...

Chennai City Traffic Cop won me by Getting INR 10 as bribe

On last Saturday, I was quite busy with some official work at Chennai and suddenly got the email from ICICI Bank offering me some coupon to watch movie in Chennai. So immediately went online and booked a movie at Phoenix Market City. Since I was at Madhya Kailash, took a left crossing Raj Bhavan to reach Phoenix mall. While coming around Velacherry bye pass road, I was bit confused and tried to peep out of the car to see if there is any NO U TURN sign. To my view there was nothing such. Addingly I saw many two wheelers and T - Board vehicles are making a U turn. So with the guts, I made a U Turn as usual. In approx 150 meters, there was a SI and PC who blocked my car. That SI came near to me and asked for Driving License and Insurance Papers. He got them and went away. After few minutes he came near to me and demanded Rs. 300. I asked why, he said it is a NO U TURN and was showing me a board which was around 200 meters from the signal. I refused saying that he was key instrumental in m...

MOPSOTHCRDRCARD - Credit Card #India #MHA #Passport

MOPSOTHCRDRCARD - Did you see this in your Credit Card or Debit Card or Net Banking statement? Puzzled about it? It is nothing else the either your Passport or VISA Charge for India. Also apart from this, this is also used by the Tourism Department of Government of India.

Best Face-palm Expression

After reading this post, do never trust me that I am person exhibiting the Karma! Since ever my school days, there used to be a jealous among my peer classmates, schoolmates, college mates and colleagues. Though I couldn't say it right from where this begun, but to my understanding it could be the early higher secondary. As I never merge so easily, it was quite difficult to understand them and get inline. Some developed hatred because of this reason with me.  The above quoted is a category of people and the second category is more wild, they work closely with you and ignore you when their work is over. And, I used to ignore them when an serious request comes in. Recently, there was one such encounter. Most of the times, I don't like to like to give a nose-cut for the cases.  So finally a day before, I have decided to give away the face-palm for the people in my top list. Though I was warned about it from my PS and APS, I decided to ignore them and go ahead. I wrote the best abo...

Indeterminable Reserve Bank of India (RBI) – Part 2 of 2

In the continuation to the previous post portraying the ill effects of the Reserve Bank of India, here flows the second and final post. Already got many calls from top notch people for writing about RBI and will ensure that there are no bad remarks. Over 5 ATM Transactions Chargeable You would have heard this statements if you live in the metro cities. Yes, there has been an amendment with the Code of Banking Conducts to charge a customer who overuses ATM Facilities in-order to limit the crowd in ATMs. Again this is not a wise decision amended by RBI. For example, if I need INR 5000 for 10 days, I may walk into the ATM for withdrawal as per my requirement. Now, since there is a restriction, I may withdraw INR 5000 all in one time. Working on the actual case, I may need INR 100, INR 100, INR 2000 and so on for 10 days. Here the bank fails to have the customer's EoD Balance. The customer may withdraw even a huge amount. Another trait is that as we may be aware that the thefts these d...

How PayPal swindled my entire wallet?

Almost 90% of the internet users are well aware about the PayPal and 100% of the International Business men are highly aware about the PayPal. But only a very few are aware about the action rendered by PayPal during the settlement. These many days, my office team use to manage the Finance and operations, for an event I was mapped for the PayPal. And, as usual am highly lazy enough to manage it in real-time. I happened to see the reports couple of days ago. This particular event was billing in GBP and all the settlements to India happens through INR as per the Reserve Bank of India policy. So, PayPal charges 4.4% of the transaction value along with 0.30$ for every transaction performed using their gateway.  This is the open statement of PayPal, but there is a hidden structure in it which is very dangerous. The conversion rate is highly threatening us. On an average day 1 GBP = 1.7549 USD and then 1 USD = 59.45; 1 GBP = 104.32 INR. When we perform a RM calculation the value of 1 GBP = 1....