Kokula Krishna Hari K's

Indians Life are very interesting. Starting from pushing to choose friends to writing will, nothing happens on their own. Here is a compilation which says about the Average Indian Life. Just born, receives a slap on the butt. Injections and vaccinations. Rubs shit on the body, stinks. Sleeps between parents, ruins their sex life. Thrown into pre-nursery school at the age of 2 years. School interviews, admission. Has to carry the load of a bag like a donkey. Exams, insults, exams, suspension, exam, PTM, tuitions, sports, exams, report cards, exams, warnings, exams, finds true love of life. Schooling over, lover finds someone else in new college. College life, fun, friendships, fests, movies, night outs. No placement, depression, insults, family pressure. Placed finally in an average company with an average profile. Takes parents on a pilgrimage. Purchases Hero Honda Passion, aims for Royal Enfield. Makes a girlfriend at the office. Transporta...

Charity is one of the most competent stuff where a couple needs to discuss for having a sustainable Financials throughout their lives. How important is it to you to contribute time or money to charity? Which kind of charities do you like to support? How much of your annual income do you donate to charity? Do you feel that it is the responsibility of the haves of the world to help the have-nots? Have attitudes about charitable contributions ever been a factor in the breakup of a relationship? Will meet you back in the 6th Part shortly.

The 55 things listed in a A->Z format.  1.         Add a Lock to the Love Lock Bridge in Paris 2.         Adopt a rescue pet 3.         Attend a cop-raided party 4.         Bathe in Milk 5.         Break a Guinness World Record 6.         Climb a mountain 7.         Conquer a fear 8.         Disconnect for a week 9.         Donate Blood 10.     Donate your hair for cancer 11.     Drink Beer at Oktoberfest in Germany 12.     Eat something you wouldn’t usually 13.     Feel Great in a Swimsuit 14.     Follow a dream 15.     Get a ‘regrettable make out...

After almost a month, I am back to write at these blogs.  Hong Kong  comes alive at night, abuzz with diners, revelers, theater goers and even market traders still out plying their wares. The nightlife scene is rightly legendary: there is something to do at every time of the day in this city that never sleeps. The nightlife options are too numerous to mention, but below you’ll find just a sample of what’s on offer: from cultural performances through to late-night party venues and midnight feasts. You can also spend a whole night in Wan Chai with our guide to one of the city’s most renowned night owl destinations. So you’re after a good time? You’ve definitely come to the right city! Hong Kong boasts entertainment galore and most of it kicks off after sunset. Whether you’re after a classy cocktail in a trendy bar, live entertainment that beats through the night, a late-night snack to quell those hunger pangs or even a midnight run, Hong Kong is the city to oblige. If ...

Happening of accident in India has become too usual and common stuff. To coin in a different version, "It is as usual as charging a mobile phone". But only when it happens in our family or our associate, the pain comes up bulged. After having a long trip to Thiruchengode, Coimbatore, Salem I was driving my car back to home all alone since the driver was given with some leave. And I love driving the car all alone or with highly confidante of mine. Whenever I have such an option, I never miss it. And while driving alone or with driver I never stand on the accidents after the 2007 issue of helping an International Person on this affair. But all of a sudden yesterday while returning, crossing Villupuram (a locality in Tamil Nadu, India) late night saw some watery substance in the road and slowed my vehicle. At the dark after turning my car lamps from high to low beam, found two people on the road. As the blood was not clotted in the road, I learnt that the accident could h...

The people in the world including me expect everything to happen in a BIGGER manner and beyond the expectations. Yet still, even after achieving it we aren’t happy. This is a clear defined psychological disorder in my perspective. In India, initially there was a guy who was drawing USD 100 a month; he expected to add a “0” at the last of the salary figure. He worked too hard and added as he wished. Now, he was drawing USD 1000 a month; he wanted to double his salary value. Yes, he achieved in doing it. Now comes the tax issue, so he started all the tax saving process. To have his sustainable income, he wanted to earn some more, this continued until he reached the monthly salary USD 7500 at different actions. And his will came live, he got a good position into the society and unable to move with the society for his personal pleasures. Though he had a big bank balance, he wasn’t able to eat peacefully as he had a huge stress issues. What was the final outcome of earning such? I have even...

I could see your face glittering on reading this post title. Yes, I could surely say it as Romantic Ride on Sunday evening to my mother's hometown without any protocol or stupids behind me. Wanted my car to be picked-up and unfortunately my driver was on leave and more interesting is that I was jobless. It is a very rare occasion to get jobless moments. So decided to pick it up.  Started from my home at 6.30 PM and reached the bus station point at 6.35 PM. Since the junction is a prominent one, happened to meet most of the VIPs and my school VIPs. With numerous Hi and Hello's was about to board into the bus at 6.55 PM routing to Jipmer. Reached in around 17 minutes. Most of the seats were filled with young couples married and families who were returning after the visit to Beach or Sunday Market which is very famous in Pondicherry.  This was a the second break and had met almost 12 people including old employees. I really love travelling in the foot board alike my school ...

I could see your face glittering on reading this post title. Yes, I could surely say it as Romantic Ride on Sunday evening to my mother's hometown without any protocol or stupids behind me. Wanted my car to be picked-up and unfortunately my driver was on leave and more interesting is that I was jobless. It is a very rare occasion to get jobless moments. So decided to pick it up. Started from my home at 6.30 PM and reached the bus station point at 6.35 PM. Since the junction is a prominent one, happened to meet most of the VIPs and my school VIPs. With numerous Hi and Hello's was about to board into the bus at 6.55 PM routing to Jipmer. Reached in around 17 minutes. Most of the seats were filled with young couples married and families who were returning after the visit to Beach or Sunday Market which is very famous in Pondicherry. This was a the second break and had met almost 12 people including old employees. I really love travelling in the foot board alike my school days / co...

Budget 2015 Highlights Today (28th February, 2015) Finance Minister Arun Jaitley presented Union Budget, the highlights are: Taxation: ● Abolition of Wealth Tax. ● Additional 2% surcharge for the super rich with income of over Rs. 1 crore. ● Rate of corporate tax to be reduced to 25% over next four years. ●Total exemption of up to Rs. 4,44,200 can be achieved. ●100% exemption for contribution to Swachch Bharat, apart from CSR. ●Service tax increased to 14 per cent. Agriculture: ● Rs. 25,000 crore for Rural Infrastructure Development Bank. ● Rs. 5,300 crore to support Micro Irrigation Programme. ● Farmers credit - target of 8.5 lakh crore. Infrastructure: ● Rs. 70,000 crores to Infrastructure sector. ● Tax-free bonds for projects in rail road and irrigation ● PPP model for infrastructure development to be revitalised & govt. to bear majority of the risk. ● Rs. 150 crore allocated for Research & Development ● NITI to be established and involvement of entrepreneurs, researchers to...

MOPSOTHCRDRCARD - Did you see this in your Credit Card or Debit Card or Net Banking statement? Puzzled about it? It is nothing else the either your Passport or VISA Charge for India. Also apart from this, this is also used by the Tourism Department of Government of India.

The Reserve Bank of India (RBI) is India's Central Banking Institution, which controls the Monetary Policy of the Indian Rupee and other banks operating within India. Sometimes, RBI is well known for its stupidest decisions. Last December (2013), under the heading of the new Governor, there was a decision for increase in security by inputting the PIN at POS for transactions. Upto me this is one of the wrong decision take by RBI. A latest statistics quotes that the Debit / Credit Card are owned by 67% of the Upper Middle Class and High Class people across India. Of this the most of them are of high class. Just imagine for each and every transaction would the CEO go down to the cash counter to input the PIN? Or will he get down from the car while fueling up? No for both the cases, he needs to share his/her PIN to sub-ordinates or to the person who serves him. This is a very serious threat. Same way, I was in an average hotel a week ago. I happened to counter one of the balance 33% of...

It will be highly funny as well as crucial when a loan application is being rejected or approved. I thought of sharing a small incident which happened before the application was being approved. I was under the category of SALARIED. I recently got my Form 16. The loan process was too simple and got it done within few Hours. Though my office was at Chennai, I had a proof of Pondicherry which created some fuzz among the Bankers. Then they investigated it and got it done. Eventhough it was a secured loan, the bank was highly curious about the approval of my loan. When my CIBIL score was 764, they made it right under the clause. Now, its the time for me to ensure that the payments are being done regularly. I finally learnt how to get rid of the CIBIL Negative Scoring and to repair the CIBIL Score. If you wish to get some tips, let me, I will help to get rid it in few simple ways.

Losing future business is very simple these days. Just deliver without quality, you can lose it. But recently I had a study/learning about losing a business by being adamant. Yes, I was in a good contact with an organization since 2009. That was of an win-win opportunity for both of us. In 2010, we have generated them a revenue of around 100,000 INR. Recently, they have upgraded the platform. In that platform, we were given with the rights of creating multiple issues and we did it. Finally at the end, we got a call saying you will be charged for all the issues verbally and there was no email or written communication earlier. We all got shocked about it and had a strong argument. The business head was no way co-operating for our terms, and she was a lady. The issue generated a revenue of INR 15,000 for us and we were charged with INR 10,000 and again the TDR for that INR 15,000. We explained a lot to the person who were involved in it expressing the fact of how we will be losing and fac...